HDFC Ergo Health Insurance

HDFC ERGO medical insurance offers its customers a wide range of comprehensive health insurance plans. Have a look at the health insurance plans offered by HDFC Health Insurance:

Individual and Family Health Insurance Plan

HDFC ERGO Optima Restore

Coverage Benefits

• Domiciliary Hospitalization
• Daycare Treatment
• Cataract Treatment

Eligibility Criteria

Entry Age: 91 days to 65 years
Sum Insured: 3 Lakhs to 50 Lakhs

HDFC ERGO Koti Suraksha

Coverage Benefits

• Road Ambulance
• Daycare Treatment
• Domiciliary Hospitalization

Eligibility Criteria

Entry Age: 91 days to 65 years
Sum Insured: 50 Lakhs to 1 Cr

HDFC ERGO My Health Suraksha

Coverage Benefits

• Daycare Treatment
• Organ Donor
• Mental Health

Eligibility Criteria

Entry Age: 91 days to 65 Years
Sum Insured: 3 Lakhs to 75 Lakhs

HDFC ERGO Health Wallet Family Floater

Coverage Benefits

• Cataract Treatment
• Domiciliary Hospitalization
• AYUSH Treatment

Eligibility Criteria

Entry Age: 91 days to 65 Years
Sum Insured: 3 Lakhs to 50 Lakhs

HDFC ERGO My Health Women Suraksha

Coverage Benefits

• Cancer Cover
• Major Illnesses
• Surgical Procedures

Eligibility Criteria

Entry Age: 18 years to 65 Years
Sum Insured: 1 Lakhs to 1 Crore

HDFC health Insurance offers a variety of coverage benefits under its HDFC health insurance plans. Following are some additional benefits you can avail yourself of while buying an HDFC medical insurance plan. Visit our Health Insurance Premium Calculator page to get quick quotes on HDFC health insurance plans:

• Visit the official website of "RenewBuy".
• Click on the "Health Insurance Plan" tab.
• Select the desired plan.
• Fill in all the required details.
• Click on the "Buy Now" button.
• Make payment.

• Visit the official website of "HDFC ERGO Health Insurance".
• Click on the "HDFC ERGO Health Insurance" tab.
• Select your desired plan.
• Fill out the form that shows on the next page.
• Click on the "Buy Now" button
• A pop-up will show you the plan details and the add-on covers offered under the plan.
• Add the desired add-on riders to your HDFC health insurance plan.
• Calculate the premium amount and make the payment
• The HDFC ERGO medical insurance company will send the policy documents to your registered email address.

RenewBuy brings you the best deals on HDFC ERGO Health Insurance plans across the market. The key reasons for you to consider us are as follows:

• IRDAI Certified
• Get Insured by a leading Insurer
• Discounted Premiums
• Compare Various Health Plans in Just a few Clicks
• Simple & Easy Buying Process
• 24x7 Claim Assistance

• Intimate the insurer within 48 hours of hospitalization
• Fill and submit the claim form
• Submit the other necessary documents
• Once the claim is approved, the insurer will settle the medical bills directly with the hospitals.

• Intimate the HDFC ERGO insurance within 48hr of hospitalization (24 hr in case of emergency).
• Collect the original discharge summary.
• Submit the claim form along with the other required documents to the HDFC ERGO medical insurance.
• The insurance company will verify the documents
• Once the verification is done, the insurance company will initiate the reimbursement process.

• Intimate the HDFC health insurance company by filling out the pre-authorization form.
• The hospital will send all the required documents to the hdfc ERGO health insurance for verification.
• Once the document verification is done, the hdfc ERGO insurance company will update you about the status of the pre-authorization form.
• The Policyholder can take the cashless hospitalization based on the claim form approval.
• After the discharge of the policyholder, HDFC ERGO insurance will settle the treatment bill directly with the hospital.

• Intimate the HDFC ERGO health insurance within 48hr of hospitalization (24 hr in case of emergency).
• Submit the claim form along with the other required documents to the HDFC ERGO health insurance.
• The claim management team of hdfc health insurance company will verify the documents.
• Once the verification is done, the hdfc ERGO health insurance company will send the claim approval letter to the insured person.
• After 6 working days, the claim amount will be reimbursed to your desired bank account.

• Original duly filled and signed claim form
• Referral letter and prescription of the Doctor
• Authorized Photo-ID proof
• Original pathological or diagnostic tests reports or radiology reports and their payment receipts
• Original bills from pharmacy or chemists
• First Information Report (FIR) and final police report (if required)
• Original bills, discharge cards, receipts from the hospital or medical practitioner
• Any other document as required by the care health insurance company to assess the claim
• Post-mortem report (in case of an accident)