Canara HSBC Life Insurance

The following documents are required to file a Canara HSBC Life Insurance Policy claim.

For an Individual Claim

Mandatory Document

• Original policy documents
• Death claim application form (Form C)
• Original/ attested copy of death certificate
• NEFT mandate form attested by bank authorities
• Cancelled cheque or bank account passbook
• Photo identity proof of nominee

Additional Documents for Natural/ Medical Death

• Physician's statement (Form-P)
• Treating hospital certificate (Form-H)
• Employer form (Form-E)
• School college certificate (Form-S)
• Treatment records

Additional Documents for Accidental/ Unnatural Death

• FIR/ Panchanama/ Police complaint copy
• Post Mortem report (PMR)/ Autopsy and Viscera report copy
• Final Police Investigation report (FPIR)/ Charge sheet copy

For Health Insurance Claim

Mandatory Document

• Original policy documents
• Claim application form (Form C)
• NEFT mandate form attested by bank authorities
• Hospital certificate (Form H)
• Cancelled cheque or bank account passbook
• Test/ investigation report, including all the clinical treatments
• Confirmation of diagnosis
• Photo identity proof of life assured
• Leave records of the last 3 years from the employer (if Life Assured is salaried)

For Group Claim

Mandatory Document

• Original policy documents
• Original death certificate
• Death claim application form (Form C)
• Photo identity proof of the nominee
• NEFT mandate form
• Cancelled cheque or bank account passbook
• Credit account statement and loan account statement

Additional documents for Medical/Natural death

• Physician's statement (Form-P)
• Employer (Form-E)
• Treating hospital certificate (Form-H)
• School College certificate (Form-S)
• Hospital/ Other treatment records

Additional Documents for Accidental/ Unnatural Death

• First Information Report (FIR) or Panchanama/Police complaint copy
• Post Mortem report (PMR)/Autopsy and Viscera report copy
• Final Police Investigation report (FPIR)/Charge sheet copy

Certain conditions may prevent you from gaining the assured benefits from Canara HSBC Life Insurance Co. Ltd. Let’s look into those HSBC insurance policy exclusions.

Rider Exclusion

If you opt for Accidental Death and Permanent Disability Rider or Accidental Death Benefit Rider to your base Canara HSBC life insurance policy, the following exclusions are applicable

• Any condition, ailment or related conditions within 48 months before the policy issuance or at the time of reinstatement of the policy are not covered.
• Any total or partial disability caused by participating in dangerous sports or other activities is not covered.
• Service in Military/ Air Force/ Naval/ Paramilitary organizations leading to disability, injury, or death are not covered.
• Disability or death caused by the participation of life assured in any strike, riot, war, or terrorism is not covered.

Suicide Exclusion

Self-inflicted suicide or injury is not covered under the following scenario

• Suppose the life assured commits suicide within one year from the date of commitment or revival of the policy. In that case, Canara HSBC Life Insurance is entitled to pay a death benefit equal to 80% of the premiums paid till the death of suicide commitment.
• The suicide committed after one year of the date of inception or revival of the policy, the Canara HSBC Life Insurance Co. Ltd. will pay the death benefit as applicable.

The policyholder or insurance seeker can reach Canara HSBC Life Insurance Co. Ltd. at the following contact details and write to the address.

Canara HSBC Life Insurance offers various benefits to fit the diversified needs of the customers. From saving to investment and protection, Canara HSBC ensures that the customers get top-notch service experience and benefits. We have explained the claim process in simple steps and provided the list of required documents to help you prepare to file a claim when needed.

Before purchasing a Canara life insurance policy, we advise you to seek expert assistance to secure your future wisely. You can search for the Canara HSBC life insurance agent nearby or a life insurance agent near you. For professional assistance, you can seek one of our RenewBuy Partners or use RenewBuy Advisor Connect directly.

With the ever-growing insurance industry, there are numerous opportunities for individuals to join and earn without any investment. You can easily evaluate the important qualities of an advisor and become an insurance agent.