SBI Arogya Supreme

SBI Arogya Supreme Plan is a comprehensive health insurance plan from SBI Health Insurance. SBI Arogya plan is designed to provide financial protection against medical expenses arising from illness or injury. It includes more than 20 coverage benefits and 8 optional coverage benefits such as inpatient hospitalization, pre and post-hospitalization, daily cash in hospital, etc.

SBI Arogya Supreme plan offers a wide range of Sum Insured options and comes in both plan types, i.e. individual and family floater. This SBI Arogya Supreme policy is ideal for individuals and families seeking financial protection against medical emergencies.

Below mentioned are the highlights of the SBI Arogya Supreme Plan:

• Entry Age

  Adult: 18 Years to 65 Years Child: 91 Days to 25 Years

• Renewability

  Lifelong

• Policy Type

  Individual and Family Floater

• Sum Insured

  3L, 5L, 7.5L, 10L, 15L, 30L, 40L, 50L, 1 Cr

• Policy Term

  1, 2, 3 Years

• Waiting Period for Pre-Existing Disease

  4 Years

SBI Arogya Supreme plan offer financial protection against various health-related expenses that may arise due to an illness, injury, or accident. Below mentioned are the coverage benefits offered under the SBI Arogya Supreme plan:

Given below are the coverage benefits offered under the SBI Arogya Supreme Health policy after a certain waiting period:

Below mentioned is the list of diseases and conditions that are not covered under SBI Arogya Supreme Plan:

• Investigation and Evaluation
• Rest Cure, rehabilitation, and respite care
• Obesity treatment
• Weight Control Treatment
• Gender Change Treatments
• Cosmetic Surgery
• Plastic Surgery
• Hazardous or Adventure Sports
• Breach of Law
• Treatment for alcoholism or drug
• Substance abuse or any addictive condition and consequences y
• Treatments received in health hydros, nature cure clinics, spas
• Dietary Supplements and substances

SBI Arogya Supreme plan offer various optional benefits to enhance the basic coverage benefits the plan. Below mentioned are the additional riders offered under SBI Arogya Supreme Plan:

• Hospital Cash: Policyholders will get a daily cash allowance of INR 500, 1000, 2500, 5000 for 5/10/15/45 days in case of hospitalization.
• Additional SI for Accidental Hospitalization: Policyholders will get 1.5x or 2x of the base sum insured amount in case of accidental hospitalization.
• Enhanced Cumulative Bonus: Policyholders will get 25% of the cumulative bonus for each claim-free year up to a maximum of 200%.
• Preventive Health Checkup: Policyholders will get a series of health checkups annually. Below is the list of tests performed in preventive health checkups:

  1. Pro Variant: Haematology: CBC + Haemoglobin Diabetes Prole: Fasting Blood Sugar or random Blood Sugar, Lipid Prole: Total Cholesterol Liver Function: SGOT + SGPT Kidney / Renal Function: Bun and Creatinine

  2. Plus Variant: Haematology: CBC + Haemoglobin Diabetes Prole: Fasting Blood Sugar or random Blood Sugar Lipid Prole: Total Cholesterol + HDL + LDL + Triglycerides Liver Function: SGOT + SGPT + Bilirubin Total Kidney / Renal Function: Bun and Creatinine + Uric Acid Thyroid: TSH

  3. Premium Variant: Haematology: CBC + ESR + Haemoglobin + PSDiabetes Profile: Fasting Blood Sugar + HbA1c Lipid Prole: Total Cholesterol + HDL Cholesterol + LDL Cholesterol + Triglycerides Liver Function Tests: SGOT + SGPT + Bilirubin Total Kidney / Renal Function: Bun and Creatinine + Uric Acid Thyroid Profile: T3+ T4+ TSH Urine Analysis: Urine Complete Analysis Iron Deficiency: Iron Profile

Check the below section to learn more about the SBI Health Insurance buying process, sbi health insurance claim settlement process, sbi health insurance renewal process.